Did you know that you could be refused a job because of something wrong that has been put on your recorded medical details? This is a fact, if you are known to be affected by a disability, whether it is fact or fiction, you may be turned down. You would be labeled as a risk, especially if the company offers insurance, as they would deduce that you would cost more money to employ. The same can be said for applying for health care cover, where your medical records suggest that you would require prescription drugs, medical consultations, and a greater chance of emergency treatment. It is indeed a difficult situation if you do in fact have problems with a disability. Furthermore, if you do not have any disability at all you could be refused insurance, while also being completely unqualified for any financial help for the said disability.
An example of incorrect data that could be put on your record would be a diagnostic error. Perhaps you requested your doctor to examine a suspicious lump on your breast. On the first examination he may suspect that it is cancer. The majority of people would seek a second opinion or go for a more complete examination. If the second doctor determines that it is only a cyst and has it taken out, your personal records would suggest that you have no cancer. But, if this visit was documented wrongly, or not at all, you might have trouble getting insured and have no idea why. If you had a record of the latter consultation that detected the cyst, this situation could be easily disputed and your recorded medical details would be accurate.
Human error is basically a part of life, together with mistakes on medical documents. It is crucial to maintain your personal recorded medical details, so that insurance companies have correct data about you, and your state of health. If you are being rejected for insurance and have no idea why, you are well advised to ensure that you are not being misrepresented by your medical records. This situation can be corrected swiftly and easily if you are responsible enough to keep your personal set of precise medical records.
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